Daily US Stock Pick: 3-Year ROE > 15%

Visa (V): Trailing 3-Year ROE Above 50%, FCF $21.6B, P/E at 3-Year Low

Visa clears all three hard criteria — trailing 3-year ROE consistently above 15% (most recently 52%), $21.6B in annual free cash flow, and a P/E of 28.6x sitting 15% below its own decade median. Today's analysis covers the business model, quantified moat, peer comparison, valuation, and the DOJ antitrust risk that matters most before sizing a position.